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Here is the All articles submitted by Mark Shapiro

Articles By Mark Shapiro
By: Mark Shapiro
In 2012, 99% of judgments are difficult. Certain recovery specialists, collection agencies, and contingency lawyers may read my article and laugh, and say they never take any but easy to recover judgments. With our present economy, simple judgments are ge(read entire article)
View : 167 Times
Category : Business
By: Mark Shapiro
This article points out certain Connecticut judgment-related laws, which are part of the Connecticut Annotated General Statutes and Code Series, occasionally abbreviated as ANN. If you need to find a judgment recovery lawyer in Connecticut, contact a judg(read entire article)
View : 279 Times
Category : Legal
By: Mark Shapiro
When several websites advertise they will pay "the very most" or fifty to seventy-five percent cash up-front for a judgment; who wants to bother reading and/or believing another web site that claims that average civil judgments sell for one to seven cash (read entire article)
View : 140 Times
Category : Business
By: Mark Shapiro
This article is part of my series of articles on assignment orders. This one has a simple template example for an assignment order combined with a restraining order. Assignment orders may intercept income streams coming to the debtor. It requires a new co(read entire article)
View : 184 Times
Category : Legal
By: Mark Shapiro
The majority of people who own a judgment do not completely understand them. Judgments are orders from a state or federal court which says someone officially owes some money to some other party. A judgment starts out as a claim, which some court or judge,(read entire article)
View : 184 Times
Category : Legal
By: Mark Shapiro
Most often, judgment recovery is not easy. Some general frustrations are the laws which help judgment debtors, the debtors themselves, and our devastated economy. Here are the top ten judgment collection headaches:(read entire article)
View : 192 Times
Category : Legal
By: Mark Shapiro
Getting named a power of attorney does not make one an attorney. You don't have to be an attorney to get chosen as a Power Of Attorney (POA). Being chosen as a POA gets one a certain number of rights and choices to make for of someone else. Appointments o(read entire article)
View : 182 Times
Category : Legal
By: Mark Shapiro
The primary method to earn money in a judgment recovery company is to purchase judgments for cash upfront, or with a future-pay basis; and then enforce them. This article discusses alternate (and somewhat related) methods for people in the judgment enforc(read entire article)
View : 148 Times
Category : Business
By: Mark Shapiro
Expense waivers, Affidavits Of Substantial Hardship, or other court-clerk expense-waiving requests, are most often claimed by defendants and debtors. Yet in most jurisdictions, nothing stops a plaintiff or creditor who is broke, from trying to have their (read entire article)
View : 184 Times
Category : Legal
By: Mark Shapiro
There is a distinction between filing your legal document at a court, and having a legal document issued by a court. If your court refuses the proof of service as your debtor wasn't named properly, that is a wonderful way and time to learn about this kind(read entire article)
View : 186 Times
Category : Legal
By: Mark Shapiro
Dumpster diving is an old trick used by judgment enforcers to find hints about judgment debtor assets. Some judgment recovery specialists believe it's only wise to examine the garbage of rich judgment debtors. Yet, sometimes rich judgment debtors are more(read entire article)
View : 156 Times
Category : Other
By: Mark Shapiro
One of the tools of the judgment enforcement toolbox are judgment debtor (and 3rd parties that know or possess about the judgment debtor's assets) exams at the courthouse. A related tool is document production requests. What happens if a properly-served j(read entire article)
View : 167 Times
Category : Legal
By: Mark Shapiro
This article highlights a few judgment-related rules and laws for Arizona. Arizona laws are often referenced as being annotated in some official listing, abbreviated as A.R.S. (or ANN). If you need to find a judgment recovery attorney in Arizona, contact (read entire article)
View : 158 Times
Category : Legal
By: Mark Shapiro
This article points out some judgment-related laws and rules for Arkansas. Arkansas laws are often listed as being annotated in an official listing, abbreviated as ANN. Laws change over time, so please confirm all laws described in this or any of my artic(read entire article)
View : 154 Times
Category : Legal
By: Mark Shapiro
Federal law (and the Uniformed Services Former Spouses' Protection Act) authorizes the attachment of paychecks of active, reserve, and certain retired members of the military, through the DFAS (Defense Finance and Accounting Service); for the repayment of(read entire article)
View : 202 Times
Category : Legal
By: Mark Shapiro
Often, having a Sheriff sell your debtor's non-exempt assets at auction can help get your judgment repaid. What if you have liened several of a judgment debtor's assets? An example would be two houses or 3 motor vehicles. May all these assets that are lie(read entire article)
View : 173 Times
Category : Legal
By: Mark Shapiro
Apple computer's iTunes Match is probably superior, with more features, however it's not free. GP's free music backup, and the simple free access to your music, is the reason Google Play is awesome. GP is now my private and free almost infinite www-based (read entire article)
View : 146 Times
Category : Computers
By: Mark Shapiro
If your debtor has enough money in the bank, after their account(s) get seized to satisfy your judgment; you may get your whole judgment recovered with one bank levy. However, often, debtors have less in bank accounts than is needed to fully satisfy the j(read entire article)
View : 160 Times
Category : Legal
By: Mark Shapiro
After an entity or person applies for bankruptcy protection, the automatic protection stay begins. An automatic stay applies to any of a debtor's known (and sometimes even their unknown) debts, including all judgments or lawsuits which originated prior to(read entire article)
View : 162 Times
Category : Legal
By: Mark Shapiro
What should one do when you learn your judgment debtor has filed for BK? First, stop any collection procedures. If you have requested your Sheriff to levy the judgment debtor's assets, call, and then fax or mail notice to the Sheriff that the debtor has f(read entire article)
View : 174 Times
Category : Legal
By: Mark Shapiro
What if the judgment debtor fraudulently transferred his vehicle after your attempt to levy it? With all your proof of fraud, does it make sense for you to challenge the judgment debtor's bankruptcy (starting by attending the 341 creditor's meeting)?(read entire article)
View : 181 Times
Category : Legal
By: Mark Shapiro
Your debtor's bankruptcy filing is most often bad news for a judgment creditor. However, if some crooked judgment debtor with available assets, vastly undervalues assets, or fails to put them on their bankruptcy schedule; occasionally a smart judgment own(read entire article)
View : 146 Times
Category : Legal
By: Mark Shapiro
Most of the time, when a judgment debtor files bankruptcy, you will soon receive a notice of a "motion to avoid a judicial lien" - even when the debtor does not currently own any real estate.(read entire article)
View : 182 Times
Category : Legal
By: Mark Shapiro
Two big difficulties on judgments, are that most judgments are weak; and certain judgment buyers and enforcers are weak. Judgment owners would do well to be careful when they select the right enforcement solution for their particular judgment.(read entire article)
View : 141 Times
Category : Business
By: Mark Shapiro
Usually, getting named the executor (if you are a man, or an executrix when you're a lady) isn't a surprise; generally one is named and accepts that job, way before the time of death of the decedent. Usually, paperwork to be an executor is notarized.(read entire article)
View : 156 Times
Category : Legal
By: Mark Shapiro
On my beginning week, I was taking one capsule each day; and told the shrink that it had no effects at all. My shrink told me to then switch to two pills per day. After that 2nd week of taking it, I reported to my doctor that it had no effect on me, howe(read entire article)
View : 135 Times
Category : Health & Medical
By: Mark Shapiro
My guess is that because Bitcoin tokens are 100% private and secure, and because they can be utilized to buy anything anywhere, using Bitcoins might help get you noticed by the government. Who knows, maybe that guy selling unobtainium which one may only p(read entire article)
View : 142 Times
Category : Business
By: Mark Shapiro
The time limits for a debtor filing for bankruptcy again ranges between 2 and 8 years. A debtor cannot get a discharge in a Chapter 7 BK case if the debtor previously got a Chapter 7 discharge within the past 8 years, or six years if they had previously f(read entire article)
View : 181 Times
Category : Legal
By: Mark Shapiro
Most folks attempt to sell a judgment as if it was an expensive automobile. Over time, a judgment is just valued at most, whatever available judgment debtor assets which can be levied. On a cash upfront sale, a judgment is worth just what a judgment buyer(read entire article)
View : 142 Times
Category : Business
By: Mark Shapiro
Other than trying to make a profit, there's other strategic reasons to buy judgments. Although reasons vary, usually a judgment is bought to offset all or some of what is owed on another judgment. Often, a strategic judgment purchase has nothing to do wit(read entire article)
View : 171 Times
Category : Legal
By: Mark Shapiro
Usenet has two groups, text and binary. The text part is a vast collection of discussion groups for almost any topic. The discussions are "plain text", that may be read on a large number of Usenet viewing programs, and also many email programs.(read entire article)
View : 144 Times
Category : Computers
By: Mark Shapiro
This article highlights a few judgment-related Colorado judgment-related laws, a part of the Revised Statutes of Colorado, abbreviated as (C.R.S.) or CRS. If you want to find a judgment collection lawyer in Colorado, contact a judgment broker, or visit th(read entire article)
View : 207 Times
Category : Legal
By: Mark Shapiro
Pro Hac Vice means "for this one case". It means getting permission from the new court for your current lawyer to share representation of you at their court. This always involves a 2nd local lawyer (at extra cost) to share representation of you (for that (read entire article)
View : 164 Times
Category : Legal
By: Mark Shapiro
It is a good idea to keep track of who owns your judgment. There's is a small chance that the formerly flaky judgment enforcer, could decide to file the old assignment at the court; and then that incompetent enforcer would then own the judgment, and be th(read entire article)
View : 160 Times
Category : Legal
By: Mark Shapiro
Most judgments expire after a certain number of years, often requiring the current creditor or assignee of record (or their lawyer) to renew them. The reasons why laws specify that judgments expire after a certain period of time, and why they are not so e(read entire article)
View : 169 Times
Category : Legal
By: Mark Shapiro
This article highlights some judgment-related rules and laws in California. California's judgment-related laws are usually within the California Code of Civil Procedures, abbreviated as CCPs. If you need to find a judgment collection attorney in Californi(read entire article)
View : 159 Times
Category : Legal
By: Mark Shapiro
The basis for statutes that define the processes for collecting California judgments and are known as the Enforcement of Judgments Laws, usually abbreviated as EJL. The California Enforcement Of Judgments Law is the set of statutes providing a basic found(read entire article)
View : 157 Times
Category : Legal
By: Mark Shapiro
If you collect pre-judgment debts you purchase on a future-payment basis or outright, you're collecting debts, not final judgments; and you'll be a 3rd-party collector subject to all FDCPA statues, and the Rosenthal restrictions in California.(read entire article)
View : 165 Times
Category : Legal
By: Mark Shapiro
The Santa Clara County Superior Court has jurisdiction over small claims, civil, criminal, family, juvenile, and traffic matters. Related Santa Clara County agencies are the Santa County Sheriff's Department, the Santa Clara County Clerk/Recorder, and the(read entire article)
View : 203 Times
Category : Legal
By: Mark Shapiro
I think the real reason domain names themselves cannot get attached in real life is because domain names are rented, not really the property of their "owners". That becomes more clear when you do not pay on the yearly registration and lose the internet do(read entire article)
View : 163 Times
Category : Legal
By: Mark Shapiro
One contingency judgment collection choice is to assign your judgment to a judgment recovery specialist. However, there's other options that do not require you to assign your judgment. Examples are a contingency attorney or a collection agency.(read entire article)
View : 156 Times
Category : Legal
By: Mark Shapiro
If a judgment is assigned, the cause of actions for judgments do not transfer. The assignee of record hasn't any recourse when the judgment debtors tries vacate or appeal that judgment. Also, an assignee has no standing if a court clerk or the county reco(read entire article)
View : 148 Times
Category : Legal
By: Mark Shapiro
This article discusses some documents needed to levy (garnish) your debtor's checking or bank account with a credit union or bank in California, as defined by the laws including CCP 700.110, CCP 699.080, CCP 700.140, CCP 700.160, and Government Code 26720(read entire article)
View : 175 Times
Category : Legal
By: Mark Shapiro
Even if you know that the judgment debtor has a bank safety deposit box (SDB), they are expensive to garnish. Garnishment instructions should request funds from a debtor's checking and bank accounts first; and then to check for any safe deposit boxes in t(read entire article)
View : 159 Times
Category : Legal
By: Mark Shapiro
One way that a judgment may be enforced is to use it to credit bid. Under certain auction circumstances, you might be able to credit bid for a debtor's property.(read entire article)
View : 159 Times
Category : Legal
By: Mark Shapiro
By adding certain wordings in your date stipulation agreements, you might increase both the odds that the debtor will arrive on the updated stipulated date and time; and the debtor will get more aware that if they don't appear on the date of the stipulate(read entire article)
View : 313 Times
Category : Legal
By: Mark Shapiro
California has 2 sections of civil laws - one section includes the general rights and obligations, for the people and entities in California, and they are called the California Civil Codes. The other set of California civil laws are the California Codes O(read entire article)
View : 191 Times
Category : Legal
By: Mark Shapiro
Central vacuum systems can be purchased for nearly all structures. Mobile homes, tiny homes, and trailers, can buy the powerful and cheap Eureka Yellow Jacket vacuum as a central vacuum system's main unit. The Yellow Jacket vacuum is very strong for its s(read entire article)
View : 150 Times
Category : Family
By: Mark Shapiro
A Captcha or a challenge system, is a test to see if you are human. It is usually text, pictures, or sounds, that automated computers or robots cannot understand. In the beginning, such tests screened out people with vision problems, hearing problems, sma(read entire article)
View : 150 Times
Category : Computers
By: Mark Shapiro
one-to-one text chats are fantastic, however there's been, and there will always be a demand for community forum-based private text chat server services, dedicated mainly to specific topics. When using most chatting systems, there's no requirement for cor(read entire article)
View : 153 Times
Category : Computers
By: Mark Shapiro
When you're planning to sue some LLC, there's some possible complications to consider; that can may be much more important if you then attempt to enforce your judgment from your LLC.(read entire article)
View : 152 Times
Category : Legal
By: Mark Shapiro
Closing civil courts completely, or to add Draconian delays to civil court procedures, is not rational. Courts are not parks or libraries. Civil Court access is required by law, and needed for society to function properly. Without timely performance from (read entire article)
View : 163 Times
Category : Other
By: Mark Shapiro
An Order to Show Cause (OSC) is a court proceeding where one side requests that a court make a specific ruling on a proposed order. OSCs are often worded in an indirect way, as an example "show why a judgment debtor should not have to show their paycheck (read entire article)
View : 170 Times
Category : Legal
By: Mark Shapiro
The worldwide advances in computers, technology, software, and the internet is amazing. Because they've combined, the results often produce almost magical power. The only possible downside to this power is that over time, it may have ultimately vastly red(read entire article)
View : 162 Times
Category : Entertainment
By: Mark Shapiro
Even if one is a lawyer, it might be scary to get charged with an Unauthorized Practice of Law (UPL) complaint, by a State Attorney General, a district attorney, or a US Attorney General (or one of their deputies). If you aren't an attorney, this would re(read entire article)
View : 156 Times
Category : Legal
By: Mark Shapiro
Res Judicata can stop duplicate work in civil courts and Double Jeopardy cuts down on repeated. The main concept is that in both types of courts there's claim preclusion, meaning identical matters can't be re-litigated; and people do not usually get penal(read entire article)
View : 173 Times
Category : Legal
By: Mark Shapiro
Most judgments begin when an entity or person get damaged in one way or another, often financially. Criminal restitution orders and judgments begin with crimes, when a criminal is ordered to repay the victim.(read entire article)
View : 157 Times
Category : Legal
By: Mark Shapiro
Who gets that right to get a credit report on the judgment debtor? I think that a creditor or the assignee of record on a judgment does, as they have permissible purpose (sometimes called probable cause). While in the minority, some books, web sites, lawy(read entire article)
View : 165 Times
Category : Legal
By: Mark Shapiro
If your judgment debtor has a conventional job, wage levies (called income garnishments in certain states) can be utilized to recover a judgment. As with many other judgment recovery methods, income garnishments cost money and don't always pay off.(read entire article)
View : 148 Times
Category : Legal
By: Mark Shapiro
Most often, when you believe a judgment recovery specialist is lazy, it really means there is no reasonable or obvious way to recover any judgment debtor assets to satisfy the judgment.(read entire article)
View : 145 Times
Category : Business
By: Mark Shapiro
If one business (or party) owes money to another, starting a settlement negotiation is an option. It can occur either before, during, or after a lawsuit to get a judgment. Settlement negotiations can happen at any time. My article discusses 6 other things(read entire article)
View : 136 Times
Category : Business
By: Mark Shapiro
Within certain states, for example California and maybe Indiana; before a third-party can release some of your judgment debtor's personal information, they must see proof that the debtor got served a "notice to consumer", included in the subpoena paperwor(read entire article)
View : 145 Times
Category : Legal
By: Mark Shapiro
Some California banks require one to garnish the office where the judgment debtor opened or maintains an account. Every California bank has their own policy on how garnishments may be served on them. Outside of California, usually, any bank branch in the (read entire article)
View : 583 Times
Category : Legal
By: Mark Shapiro
Future-Pay reduces the risk for the judgment recovery expert or lawyer. Because of the reduced risk, they can later pay you a much higher price for your judgment, usually at least 50% of whatever can they recover from your judgment debtor.(read entire article)
View : 157 Times
Category : Business
By: Mark Shapiro
Continuances of judgment debtor examinations might be asked for by either your debtor's lawyer (most often by them filing a notice of unavailability) or from the debtor themselves, for any other reason. When you stipulate, that means you agree in writing (read entire article)
View : 161 Times
Category : Legal
By: Mark Shapiro
The names identified on captions on a judgment have nothing to do with who owes the money on the judgment or how much they owe. A caption of Smith VS Jones might be at the top of a judgment that makes only Clark liable to repay the judgment. The caption m(read entire article)
View : 152 Times
Category : Legal
By: Mark Shapiro
Due to our economic mess, certain courts are reducing their services. Some may no longer support the court procedures required to try to recover a judgment, or have long delays that cause it to be harder to collect judgments. Whenever a court downsizes or(read entire article)
View : 191 Times
Category : Politics
By: Mark Shapiro
Each year, our company refers a thousand or so judgment creditors quickly to the very best judgment recovery experts. When creditors understand that buyers just will pay whatever (the judgment debtor can afford and could get made to pay off) judgments, ou(read entire article)
View : 153 Times
Category : Legal
By: Mark Shapiro
How valid are cybercrime stats? One problem is when laws get written like hammers, much of the world seems to be a nail. As with many problems, cybercrimes and the damage from them, are sometimes severely distorted and exaggerated. Placing every computer (read entire article)
View : 150 Times
Category : Computers
By: Mark Shapiro
In my opinion, a smarter and more common-sense alternative to DST, both historically and now, is to just adjust some work, government, and school schedule hours two times a year, to better match sunlight hours.(read entire article)
View : 182 Times
Category : Politics
By: Mark Shapiro
When the judgment debtor is just against the DBA of a sole proprietorship business name and a lien is recorded in that named DBA, that lien will not reach any real estate property owned by the owner of the business. For a chance to enforce judgments again(read entire article)
View : 134 Times
Category : Business
By: Mark Shapiro
If the SOL (debt collection Statute Of Limitations) is expired, inform the debt collector that; and this will probably be the end of it. What is the Statute Of Limitations in your state? A quick search on the web will quickly provide this answer. The nati(read entire article)
View : 124 Times
Category : Legal
By: Mark Shapiro
A defendant in a prejudgment deposition may invoke several rights to not answer your question, whereas in a post-judgment exam, it's rare that a judgment debtor may refuse to answer questions, however debtors are free to lie whenever they wish.(read entire article)
View : 147 Times
Category : Legal
By: Mark Shapiro
Every year brings in many new laws. Certain laws which intend to protect everyone's privacy, have a side effect of making it more inconvenient for judgment creditors to enforce a judgment. In 2012, California, and possibly other states, introduced new law(read entire article)
View : 134 Times
Category : Legal
By: Mark Shapiro
When the debtor is a very small company or an individual that isn't poor, yet doesn't work at a regular job; you'll probably have to use a debtor examination and (this may be called something different where you live) a SDT (Subpoena Duces Tecum). An SDT (read entire article)
View : 138 Times
Category : Legal
By: Mark Shapiro
FDCPA's statutes appear to indicate a debt is more valuable than a judgment, and that just seems right when you have a non-defaulted debt. If the debtor is current on making payments, there's never any reason to get the judgment. The way that Fair Debt Co(read entire article)
View : 127 Times
Category : Legal
By: Mark Shapiro
What if one has judgments to recover, either as the original judgment owner, or an assignee of record, or are a representative of the original judgment owner (nearly always as their attorney), and a clerk won't stamp and file your court document or motion(read entire article)
View : 144 Times
Category : Legal
By: Mark Shapiro
Some ancient estimations found on the web, claim that about 80% of judgments will never be. These days, about 95% of judgments are never recovered, at least not for more than ten percent of the amount due.(read entire article)
View : 129 Times
Category : Business
By: Mark Shapiro
Hassles can arise when several or one judgment creditors can't be located, or do not agree with the judgment recovery choice the other plaintiff judgment owner(s) want to attempt. If there's more than one plaintiff on the judgment, every plaintiff must si(read entire article)
View : 150 Times
Category : Legal
By: Mark Shapiro
When a judgment is satisfied, I encourage every judgment creditor to consider handling and paying for things; to make certain that every judgment lien that was recorded against the former judgment debtor gets released. It's most likely required legally; a(read entire article)
View : 141 Times
Category : Legal
By: Mark Shapiro
There are two ways to find these solutions, either by advertising or from a referral expert. Brokers are judgment referral professionals. You do not need a broker, however they save you time and hassles, with solutions in the real world, based on knowledg(read entire article)
View : 133 Times
Category : Business
By: Mark Shapiro
When it comes to monthly documents (e.g., bills), generally one should retain the first and the most recent few. A quality scanner reduces the filing cabinet load. One example of a good scanner with PDF creation software, is the Fujitsu SnapScan. One can (read entire article)
View : 147 Times
Category : Family
By: Mark Shapiro
There are many SEO guides, software programs, pinging services, web services, and companies that advertise, and can dramatically boost your Alexa rank. However, Alexa rank doesn't give you any new information. The real effect of Alexa rank is to impress s(read entire article)
View : 134 Times
Category : Internet Marketing
By: Mark Shapiro
Because of laws that are debtor-friendly, your judgment debtor putting: "paid in full" on their check might be a trap; and one should consider carefully how to respond. There's at least three choices when a debtor attempts to trick you by writing: "paid i(read entire article)
View : 119 Times
Category : Legal
By: Mark Shapiro
TaxAct.com has lots of good benefits. It imported a PDF of my previous year taxes which I saved last year with TurboTax, and that was really nice. Although TaxAct told me to type in the exact same info in several places, overall the were really easy to us(read entire article)
View : 129 Times
Category : Business
By: Mark Shapiro
Statutes Of Limitation are intended for dormant debts. In some states, making a payment may make the Statute dormant, because it makes an account "active". In such states, just making one payment may restart the starting date of a Statute Of Limitation. O(read entire article)
View : 137 Times
Category : Legal
By: Mark Shapiro
Folks owning an inactive company registered on the books for many years, now have to pay tens of thousands in penalties, even if their business did not earn a dime. Some did not even open a checking account, but they or their lawyer, or some web site got (read entire article)
View : 141 Times
Category : Business
By: Mark Shapiro
The normal reasons why judgments are not enforced are bad enough. (The biggest reason is because many debtors are poor.) This article is about some shenanigans and illogical thinking that can make things worse, and stop judgments from being recovered.(read entire article)
View : 140 Times
Category : Business
By: Mark Shapiro
In my article, I list 10 easy checks you can do, to research MLMs, before you sign up with them. While not foolproof, these ten tests are easy, and might help test if MLMs a MLM might turn out to be a scam:(read entire article)
View : 127 Times
Category : Business
By: Mark Shapiro
Electronic discovery is any procedure where electronic and/or some other non-paper forms of data is required, with the intent of using the data as evidence in a criminal or civil legal case. Such electronic data may be electrical, mechanical, wireless, ma(read entire article)
View : 137 Times
Category : Legal
By: Mark Shapiro
Most judgment creditors don't wish to spend more money attempting to recover money on their judgments. Most are seeking a recovery or buying solution that does not require them paying money. My job is to match such judgment creditors with judgment purchas(read entire article)
View : 141 Times
Category : Business
By: Mark Shapiro
Your email situation is your problem. It might be an issue with your internet provider or your device/computer. The smart method of testing your e-mail delivery is to email yourself, a friend, or your ISP. The worst way of testing your email is to send an(read entire article)
View : 142 Times
Category : Computers
By: Mark Shapiro
While nothing is certain with judgment recovery, one gets a benefit when you already know the place the judgment debtor banks or works. When you do not know, it can be a good idea to pay a company to find out where your debtor banks or works; usually name(read entire article)
View : 152 Times
Category : Legal
By: Mark Shapiro
Our economy (or occasionally laws in certain states) have discouraged most judgment enforcers. Many have closed down and stopped their judgment recovery business. Alas, too many have not closed down their business correctly. You must take care when ending(read entire article)
View : 128 Times
Category : Business
By: Mark Shapiro
What if you won your lawsuit and were awarded a civil money judgment, how can you recover the judgment? This article has a brief outline, with a synopsis of a few common procedures to recover your judgment.(read entire article)
View : 145 Times
Category : Business
By: Mark Shapiro
Compared to debts, there are more tools available to recover judgments. However, if judgments are too small, most judgment recovery tools become too costly. Judgment and debt enforcement, are rather similar - when the amount of money due is small.(read entire article)
View : 154 Times
Category : Legal
By: Mark Shapiro
A charging order can be written to charge the judgment debtor's interests, and garnish the judgment debtor's wages. It could include wording to ask the court to prohibit the LLC from making any loans, or paying or guaranteeing any obligations of the debto(read entire article)
View : 160 Times
Category : Legal
By: Mark Shapiro
Nothing prevents you from requesting a tax return at a debtor examination, and if your judgment debtor brings them, they are fair game for one to copy or inspect. However if the judgment debtor or their lawyer says "that is private information, you can't (read entire article)
View : 130 Times
Category : Legal
By: Mark Shapiro
When a couple refers to themselves as husband and wife, have raised children to adulthood, and bought a house together, the wife can keep her maiden name for her drivers license, and claim she is not responsible for the husband's debts.(read entire article)
View : 166 Times
Category : Legal
By: Mark Shapiro
With judgment enforcement, being on time is very important. No matter how valid a legal position you have, being late almost always causes you to lose. In courts, sometimes judgment debtors get breaks if when they miss deadlines slightly, yet judgment cre(read entire article)
View : 143 Times
Category : Legal
By: Mark Shapiro
Most often, the more you learn about your debtor, the better the odds are to get your judgment paid. When enforcing your judgment, don't forget to learn about your debtor is, who are their ex-partners or ex-spouses. Then, you can learn how to reach them a(read entire article)
View : 154 Times
Category : Legal
By: Mark Shapiro
Property that is separate, including inheritances, of one spouse is usually not available to any creditors of the other debtor spouse. In a community property state, such as California, it's completely proper for non-judgment debtor spouses to maintain se(read entire article)
View : 140 Times
Category : Legal
By: Mark Shapiro
The statutes mentioned on the (of311.pdf) Application for Federal Employee Commercial Garnishment form (e.g., 5 U.S.C. 5520) seem vague, and don't appear to mention the need for a Writ of Execution. I'm not a lawyer, although my opinion is that you should(read entire article)
View : 186 Times
Category : Legal
By: Mark Shapiro
The 5th Amendment, finalized in 1791, has a provision that no person can be compelled to be a witness against themselves in a criminal case. 5th Amendment protection claims are a lot more likely to be heard inside criminal courtrooms, although occasionall(read entire article)
View : 134 Times
Category : Legal
By: Mark Shapiro
For a judgment owner, debtors going bankrupt is most often bad news. When your debtor recently filed for bankruptcy, however appears to really be rich, or has already concealed some assets; in some circumstances it can make sense to do extra research; jus(read entire article)
View : 134 Times
Category : Legal
By: Mark Shapiro
A collection broker (also called a debt broker) helps people that own judgments or debts to quickly find the right pure-contingency collection agencies, to enable creditors to have the best chance of getting repaid.(read entire article)
View : 160 Times
Category : Business
By: Mark Shapiro
Derek Gray Internet Reviewer www.twothousandmonthly.com(read entire article)
View : 163 Times
Category : Entertainment
By: Mark Shapiro
Get motivated and take action, any constructive action will do. Try to pick the right action to take in each moment. Attempt to feel as if you have already reached your goals, and begin working on the goal, when you are able. The secret is "Do-Be-Do-Be-Do(read entire article)
View : 142 Times
Category : Other
By: Mark Shapiro
When someone pays off their judgment, they will expect the previous judgment owner to satisfy their judgment immediately. Although the judgment creditor wants to get repaid and to satisfy the judgment, there's often a reason to delay this until you are su(read entire article)
View : 119 Times
Category : Business
By: Mark Shapiro
Fiverr has a rating system where you can read comments and reviews about previous "gigs" someone has completed. Many of the gigs are funny, "I will have my cat sing happy birthday" or "I will write almost anything on my forehead for 24 hours and go out in(read entire article)
View : 150 Times
Category : Internet Marketing
By: Mark Shapiro
The secret of not letting flakes bother you is to give up attachment to anything that happens. As much as possible, let whatever happens be ok with you. That is harder to do, than it is to write or say. However, it's always worth striving toward the goal (read entire article)
View : 170 Times
Category : Other
By: Mark Shapiro
During the previous five years or so, an incredible amount of homeowners have either been forced out of their houses, or are now faced with a possibility of losing their home or other real estate in a short or foreclosure sale. How does foreclosure, or ot(read entire article)
View : 136 Times
Category : Legal
By: Mark Shapiro
To win a fraudulent action-related MSJ dischargeability order in a bankruptcy court, you need to already have adjudication (a decision) from a civil court judgment, for the debtor's non-dischargeable conduct. You are then allowed to rely on collateral est(read entire article)
View : 147 Times
Category : Legal
By: Mark Shapiro
As a simplification, a fraud-based judgment is more powerful than regular judgments when the judgment debtor applies for bankruptcy (BK) protection. However, judgments for fraud are not invincible, and default judgments for fraud still are just default ju(read entire article)
View : 147 Times
Category : Legal
By: Mark Shapiro
As time passes, fraud that is perpetrated on typical people is legal, due to time limits on how long one has to attempt to undo a possible fraudulent transfer. In the majority of states, their fraudulent transfer limitation is four years, certain other st(read entire article)
View : 123 Times
Category : Legal
By: Mark Shapiro
Education for free is awesome, not just because it is absolutely free, also because you are able to learn in your pajamas or multitask. To start, just do an internet search for "Free College Courses" or "Free Online Training". A few of the best sites incl(read entire article)
View : 134 Times
Category : Other
By: Mark Shapiro
SLAPP usually is an abbreviation for Strategic Litigation against Public Participation. Sometimes, SLAPP is short for slightly different names. The majority of states have their own anti-SLAPP laws, for situations where folks are sued for their actions or(read entire article)
View : 110 Times
Category : Legal
By: Mark Shapiro
In our old days, about 13-21 years ago, you could often recover a judgment against a real estate owner by just recording a real estate lien. With home prices down, and so many upside down and no-equity circumstances; just recording liens, often does not w(read entire article)
View : 118 Times
Category : Legal
By: Mark Shapiro
When it comes to processing, or serving, levy paperwork; most California Civil Sheriffs are average. Some are faster or slower than average, and below is a list of what I have observed about "non-average" California County Civil Sheriff departments in rec(read entire article)
View : 124 Times
Category : Legal
By: Mark Shapiro
Having an email account is not as simple as it was before. Spammers, hackers, and malware attacks on(mostly) Windows PCs that harvests your e-mail address, and uses it to create spam that "comes from you". Of course it does not really come from you. Anyon(read entire article)
View : 140 Times
Category : Computers
By: Mark Shapiro
Turnover orders to get cash at judgment debtor exams, are cheap and easy. They are requests to the court, asking the court to order a judgment debtor to turn over any non-exempt cash to you, to help satisfy a civil judgment.(read entire article)
View : 137 Times
Category : Legal
By: Mark Shapiro
Presuming that your debtor agrees to pay off your judgment, what is a good location and method of accepting payment? Preferably, you would not see the debtor in person, after the judgment was rendered. The debtor may be rude, or worse.(read entire article)
View : 120 Times
Category : Legal
By: Mark Shapiro
New goodies are popping up almost each day, MultAply.com is an example. The future will include many handheld device food shopping-related Apps; although all of us are 100% analog, and actual drink and food will never be digital.(read entire article)
View : 135 Times
Category : Food
By: Mark Shapiro
Unrecovered judgment circumstances that are more unfair, are those when your debtor could easily afford to repay you, however they're more than determined not to pay, or through planning or by circumstance, get their assets shielded by law.(read entire article)
View : 141 Times
Category : Legal
By: Mark Shapiro
The ingredients below will make a tasty whole wheat crust with fantastic nutrition. However, not everyone will enjoy it. You can alter the recipe by substituting a few ingredients with regular flour, as per your preference of taste and convenience. The do(read entire article)
View : 116 Times
Category : Food
By: Mark Shapiro
PACER stands for Public Access to Court Electronic Records. PACER is a web site that allows registered users to get case information and filings for all federal and appellate cases, including all bankruptcy cases in every state.(read entire article)
View : 125 Times
Category : Legal
By: Mark Shapiro
While there are wide variations in the way collection agencies work to recover money from debtors, now very few now engage in the stereotypes of abuse that were more common many decades ago. While there are bad apples in every profession, most debt collec(read entire article)
View : 123 Times
Category : Business
By: Mark Shapiro
It depends on the judgment debtor. If the debtor is wealthy, it's all great; if your judgment debtor is poor, it is almost impossible. While my answer always begins with "It depends on your judgment debtor", very often, I quickly learn the beliefs or atti(read entire article)
View : 137 Times
Category : Business
By: Mark Shapiro
If a judgment debtor owns a DBA business, it may increase the range of options available to try to recover judgments. The extra options may make judgment enforcement simpler, especially when their DBA business has available assets or is profitable.(read entire article)
View : 127 Times
Category : Legal
By: Mark Shapiro
What do you do if a debtor has bank accounts within 2 counties, or the second bank's location for serving levies is in a different county within California? What if your judgment debtor banks in one county and their paychecks come from another California (read entire article)
View : 120 Times
Category : Legal
By: Mark Shapiro
Due to our economic problem, everyone in the recovery business is suffering, or aren't making too much profit these days. Lone judgment enforcers and sole practice contingency collection lawyers are hurting the most. This is because enforcing judgments is(read entire article)
View : 131 Times
Category : Business
By: Mark Shapiro
This article shows how to fill out a MC-12 California judicial council form to record judgment interest and costs. At the top of the form, put your name, address, and phone. If you are representing anyone as their attorney or are the assignee of record, m(read entire article)
View : 176 Times
Category : Legal
By: Mark Shapiro
Tracking and following your judgment debtor may be done with one vehicle. However, having 2 vehicles to follow the debtor's car works a lot better. Do not tailgate and track their car as long as you can do safely. If you lose them, keep track of the addre(read entire article)
View : 106 Times
Category : Legal
By: Mark Shapiro
Starting with the pizza sauce, you can buy sauce or make your own. Here is a good recipe for sauce, which makes enough for three big pizzas, and keeps well in the refrigerator: Two, 15-ounce cans of tomato sauce. Two, 6-ounce cans of tomato paste. One te(read entire article)
View : 105 Times
Category : Food
By: Mark Shapiro
The first step to recovering some of your money is to figure out what you know about the debtor for every unpaid account. If there are hints, reasonably follow up on those hints to find out what you can about the debtor. Then you have four choices: settl(read entire article)
View : 109 Times
Category : Business
By: Mark Shapiro
For the judgment debtors and judgment creditors, there are several advantages to settling the judgment between them, as compared to the normal protracted enforcement procedures to enforce a judgment. Both sides need to cooperate. For judgment owners, what(read entire article)
View : 110 Times
Category : Business
By: Mark Shapiro
It is important to determine exactly whom your judgment debtor is, and what possible assets they may have, prior to trying to sue someone or to recover judgments. Afterwards, one must know for certain that your judgment is effective and correct.(read entire article)
View : 131 Times
Category : Legal
By: Mark Shapiro
What if you know for certain where a debtor banks, then pay the Sheriff to levy their checking account, and later the bank responds with "account closed" or "no funds"?(read entire article)
View : 125 Times
Category : Legal
By: Mark Shapiro
Whether you have an easy to recover "slam-dunk" judgment, or a "crummy" judgment, using a judgment referral company saves you money and time. They aren't magicians, yet they usually help make time wasting and hassles disappear.(read entire article)
View : 119 Times
Category : Business
By: Mark Shapiro
Probate is a type of court with a hearing and a process, to verify and oversee the change of asset ownership after a person dies. As a creditor of the decedent, it's your right to request a manifest of the estate's liabilities and assets, either from the (read entire article)
View : 119 Times
Category : Legal
By: Mark Shapiro
It's prudent to look at one's in-house solution, and keep the "in house" team focused on the judgments they are making progress on. Gone are the days where the "in house" team had the staff to work on every judgment.(read entire article)
View : 124 Times
Category : Business
By: Mark Shapiro
When the judgment debtor's revenue source and/or perk isn't listed on a 1099 or a W2 form, that income is likely to be imputed (rarely named impuned, and when the transfer of a benefit occurs, impugned) revenue, that might become taxable. Impugned revenue(read entire article)
View : 111 Times
Category : Legal
By: Mark Shapiro
The majority of judgment debtor do not own any kind of intellectual property, and even when they do, discovering it's not always easy. Methods to discover intellectual property include web searching, debtor examinations and perhaps document production req(read entire article)
View : 123 Times
Category : Legal
By: Mark Shapiro
Interrogatories are used to discover facts concerning your judgment debtor and their assets, which they hoped you could never discover. One could ask questions about their income and employment, real estate, bank accounts, stocks and bonds, and just about(read entire article)
View : 133 Times
Category : Legal
By: Mark Shapiro
Judgment debtors often have additional judgments they owe to other judgment owners. Usually, the most ambitious judgment owner, the first to collect, is the winner. State and Federal tax (abbreviated here as IRS) judgment garnishment procedures outrank ty(read entire article)
View : 127 Times
Category : Legal
By: Mark Shapiro
What if the debtor refuses to pay back the money judgment they owe you, yet they have, or live in, a comfortable house they own. Does it make sense, and is it possible, to have the sheriff auction off a judgment debtor's property to satisfy your judgment?(read entire article)
View : 128 Times
Category : Legal
By: Mark Shapiro
Typical judgments sell for one to seven percent cash up-front, or for a future payment of fifty percent, after a collection of any money from the judgment. When your debtor is wealthy, one may find better rates; yet the price is based on situations beyond(read entire article)
View : 127 Times
Category : Legal
By: Mark Shapiro
I am a judgment broker that writes a lot. I assert: It is better to feel ok than to be ok. It is better to feel rich than to be rich. It is better to feel happy than to be happy. My article offers the reasons why I am confident making these assertions.(read entire article)
View : 115 Times
Category : Other
By: Mark Shapiro
Most will want to start and probably keep, distributing their podcasts freely. When your podcasts are free, you will want to host your podcasts on at least one internet server to help it be distributed. Apple's iTunes store is the best and first way to in(read entire article)
View : 108 Times
Category : Computers
By: Mark Shapiro
This article is about improving efficiency in the judgment business, and ways to spend more time on productive activities, and less time driving, standing in lines, and becoming frustrated.(read entire article)
View : 127 Times
Category : Business
By: Mark Shapiro
The simple, yet costly way to locate the potential available assets of the debtor is to hire a private investigator, pay an asset research company, or pay monthly for a professional data service subscription. The best ones are expensive. This article high(read entire article)
View : 109 Times
Category : Legal
By: Mark Shapiro
To get the ownership history for a vehicle, you need to either hire a PI, or get a commercial requester account with your state's Department Of Motor Vehicles (DMV). DMV commercial requester account reports may also list the ownership of a debtor's jet sk(read entire article)
View : 125 Times
Category : Automobiles
By: Mark Shapiro
One way creditors can learn about FCJ levies against their debtors, is to pull a credit report for them, and look for an open DCSS case. This might be named something similar to "D.A. Child Support Div". It should show the monthly payment amount being tak(read entire article)
View : 138 Times
Category : Legal
By: Mark Shapiro
An Affidavit Of Identity (AOI) does not add new debtors to a judgment, it is only a request to the court to add the AKAs and DBAs of a judgment debtor. An AOI can also be obtained for a corporate business debtor that has a DBA business name.(read entire article)
View : 125 Times
Category : Legal
By: Mark Shapiro
Being polite is one of those very few judgment recovery tools that cost nothing. Beginning an enforcement by being polite with your judgment debtor is easy, has very few risks, with may help you get paid.(read entire article)
View : 118 Times
Category : Legal
By: Mark Shapiro
In many ways, Indian Native American land is another country. Native American Indians have "Sovereign Immunity" protection. Unfortunately, there isn't a reliable, cheap, or easy method of domesticating a regular civil judgment into a tribal court. The odd(read entire article)
View : 122 Times
Category : Legal
By: Mark Shapiro
Judgment recovery is serious work. However, similar to "whistling while you work", the right attitude could help judgment recovery more like a game. To a large degree, the hard part of enforcement judgments is finding info, and determining how to properly(read entire article)
View : 120 Times
Category : Business
By: Mark Shapiro
Recovering a judgment might require showing up at post-judgment court proceedings. Courts may restrict cameras and many electronic hand-held devices, however no court (to my knowledge) prevents you from bringing in paper, documents, pens, and things like (read entire article)
View : 127 Times
Category : Legal
By: Mark Shapiro
A judgment recovery "professional", however it has been about (e.g., 21) days so far, and they haven't recovered a dollar as of yet. For most civil judgments, judgment recovery is slow or impossible; because of almost the same reasons it is impossible to (read entire article)
View : 114 Times
Category : Legal
By: Mark Shapiro
Which expenses are recoverable when enforcing your California money judgment? A quick answer is the necessary and reasonable costs. The California Code of Civil Procedure (CCP) 685.070 lists the state's statutory fees; the costs which a judgment owner can(read entire article)
View : 74 Times
Category : Legal
By: Mark Shapiro
This article highlights a few judgment-related laws and rules for Alaska. Regulations, laws, and local court rules change over time, so please confirm all laws highlighted in this or all of my articles. If you need to find a judgment attorney in Alaska, c(read entire article)
View : 78 Times
Category : Legal
By: Mark Shapiro
No matter what you do, it seems everyone is a shopper now, and you need persistence to keep yourself in their mind while they shop. One needs to know what the competition is doing, and do it better. One must not become a pest or beat a dead horse, yet one(read entire article)
View : 77 Times
Category : Business
By: Mark Shapiro
Recording a lien was once the most cost effective and popular way to recover many judgments. Because of the economic mess, liens are not as reliable or as wise of an investment as they were before.(read entire article)
View : 83 Times
Category : Legal
By: Mark Shapiro
Any price paid for a judgment doesn't depend on your own requirements or what company you show it to; it depends on which State, the age of your judgment debtor, and the debtor's available assets and situation. Most judgments cannot be sold for cash up-fr(read entire article)
View : 73 Times
Category : Business
By: Mark Shapiro
No one should pressure you to do anything with your judgment, because it's your judgment. If you do nothing, nothing will happen, and that's your right. You may wait several years, or try to do something now; it is your decision and choice.(read entire article)
View : 73 Times
Category : Business
By: Mark Shapiro
Often the debtor named on the judgment is judgment-proof, which means they are difficult or impossible to collect from. In a community property state, one may have 2 people to recover from, which doubles your chances to get back some of money you're owed.(read entire article)
View : 99 Times
Category : Legal
By: Mark Shapiro
What happens if some judgment enforcement professional had a contingency future-payment collection contract with their original judgment creditor, then later recovers some money from a debtor, and later finds out the original judgment creditor has passed (read entire article)
View : 83 Times
Category : Legal
By: Mark Shapiro
LLCs may offer their owners even more liability protection than C or S corporations enjoy. The extra liability protection is the reason one should be careful if lending or investing money in a LLC.(read entire article)
View : 78 Times
Category : Business
By: Mark Shapiro
This article covers recovering judgments on (judgment debtor) small non-profit entities. What if a debtor is a non-profit company, or an officer with a nonprofit company?(read entire article)
View : 92 Times
Category : Legal
By: Mark Shapiro
A judgment execution is the procedure that begins when the judgment creditor hires a proper court officer (usually the Sheriff) to levy the of property belonging to the debtor, with the goal and purpose of selling it to repay a judgment against your judgm(read entire article)
View : 75 Times
Category : Legal
By: Mark Shapiro
Contingent judgment recovery is really important because not every judgment is big enough, or has a debtor wealthy enough, to appeal to a contingency collection lawyer or a judgment buyer. On occasion individual courts do not allow contingency agreement j(read entire article)
View : 80 Times
Category : Legal
By: Mark Shapiro
Each judgment is different, and what works for one judgment will probably not be the same for other judgments. Referral and directory services like judgment brokers and state bars, can increase the odds you will collect something on your judgment, and sav(read entire article)
View : 79 Times
Category : Business
By: Mark Shapiro
What if your goal is to improve your credit report and there are judgments on it? If a judgment against you was won by default, you could attempt to set aside that judgment. When you previously satisfied or paid off a judgment, you need to send proof of t(read entire article)
View : 78 Times
Category : Business
By: Mark Shapiro
Why start a civil lawsuit unless there is some chance to recover your judgment? The procedure of suing a debtor that owes you money, and then trying to collect judgment money owed you, is usually not cheap or easy. You should maximize your odds for recove(read entire article)
View : 99 Times
Category : Legal
By: Mark Shapiro
In certain states, for example California, if you have a judgment because of a car crash; you can usually apply with the Department of Motor Vehicles (DMV), to get the debtor's driver's license suspended, until the debtor repays the judgment.(read entire article)
View : 200 Times
Category : Legal
By: Mark Shapiro
An Ex-Parte (Ex Parte) action is a form of shortened legal proceeding, which is most often heard by a judge at a courthouse. An ex-parte action is most often served on parties is not exactly the same as the majority of other kinds of proceedings in court.(read entire article)
View : 56 Times
Category : Legal
By: Mark Shapiro
Judgment debtors are quite popular, and being a judgment debtor has not been a social stigma for several decades. Many laws protect judgment debtors. An example is that with few exceptions, a creditor may not tell anyone else about a judgment debtor's deb(read entire article)
View : 72 Times
Category : Other
By: Mark Shapiro
In judgment recovery, if a judgment debtor has or will own real estate property; recording liens, and the priority of liens can be important. The theory is that when there is sufficient equity in a debtor's property, you are paid if their property is refi(read entire article)
View : 96 Times
Category : Legal
By: Mark Shapiro
Settling judgments is a good idea, because many judgments are never recovered. Getting 50% of what is owed is a lot better than getting 100% of nothing. Settling can be the best way to recover judgments.(read entire article)
View : 83 Times
Category : Legal
By: Mark Shapiro
Decades ago, radio and television news was much more popular for reasons that included long ago, there was far less choices on what to watch on TV. And, before the revolution of the web, television and radio newscast programs were the quickest way to lear(read entire article)
View : 89 Times
Category : Other
By: Mark Shapiro
Unlawful detainer judgments are awarded when someone fails to pay their rent or fulfill the terms of their lease. This very often results in a court judgment for unpaid rent and sometimes damages to a property.(read entire article)
View : 99 Times
Category : Legal
By: Mark Shapiro
With VivantSolar, one leases the solar system from them, and VivantSolar will handle it all. One simply signs their contract and then pays for the electricity used with a significant discount off your old electricity prices. The only 2 complaints on Vivan(read entire article)
View : 62 Times
Category : Family
By: Mark Shapiro
When you need to create any kind of motion, or a reply to one, find an example of one that has already been done in a court case file, or at a law library. By starting with an example that worked before at that court, you will save lots of time and hassle(read entire article)
View : 94 Times
Category : Legal
By: Mark Shapiro
Occasionally, the best chance to collect a judgment is if your judgment debtor has an ongoing lawsuit against someone else. If your debtor is suing somebody else, it might be possible to lien your debtor's lawsuit. If their lawsuit is successful, your lie(read entire article)
View : 87 Times
Category : Legal
By: Mark Shapiro
A Sheriff sale of any of the judgment debtor's assets, including their judgment; can just bring you, at the most, sufficient money to satisfy your judgment fully. There's a possible bonus when you buy something at a Sheriff sale auction. You might purchas(read entire article)
View : 91 Times
Category : Legal
By: Mark Shapiro
A judgment lien attaches to the identity of the person or the entity. A judgment lien usually will attach to all properties they currently own or will own in the future. The process for creating judgment liens are usually cheap and simple. The procedures (read entire article)
View : 83 Times
Category : Legal
By: Mark Shapiro
When the debtor is a business, one of the ways to enforce a judgment is to hire a sheriff to be a "keeper". The definition of a keeper is when a sheriff or their agents, go to a business for at least an entire day, inventories assets, and usually intercep(read entire article)
View : 92 Times
Category : Legal
By: Mark Shapiro
When there's evidence that a debtor's real property recently has been fraudulently transferred, their judgment owner may choose to start a third-party lawsuit charging fraudulent transfer, to attempt to undo that fraudulent transfer. After this kind of la(read entire article)
View : 96 Times
Category : Legal
By: Mark Shapiro
To have a Sheriff attempt to garnish part of your debtor's wages, you need to being by buying a writ from the court. Depending on where you live, you must either hire a registered process server, the Sheriff, or both; to serve a levy upon your judgment de(read entire article)
View : 80 Times
Category : Legal
By: Mark Shapiro
Finding the debtor, is the first step when serving your lawsuit on them, and later to attempt to recover the judgment against them. Nobody else can satisfy your judgment. When you learn where the debtor, lives, that's often a first hint toward locating th(read entire article)
View : 81 Times
Category : Legal
By: Mark Shapiro
When you rinse once per day or occasionally; NeilMed's premixed and very convenient single-use salt packets can be economical enough. If you purchase them in boxes of two hundred and fifty, their salt mixture packets cost about nine cents each; and they i(read entire article)
View : 68 Times
Category : Health & Medical
By: Mark Shapiro
When you are using your contract for many people or companies over several years, you will probably have revised and updated your contract more than a few times. If you modify or copy a copied contract, or are drafting one from scratch, it's a smart idea (read entire article)
View : 74 Times
Category : Business
By: Mark Shapiro
What can you do if there is a judgment against you? One simple choice is to repay the judgment creditor in full. What if one can't afford to repay the full amount to satisfy a judgment?(read entire article)
View : 75 Times
Category : Legal
By: Mark Shapiro
This article lists the circumstances that determine the price that a judgment The 3 biggest benefits of purchasing judgments for money upfront are less noise, better standing in court, and more freedom. The bad parts are you might be ripped off or buy a l(read entire article)
View : 73 Times
Category : Business
By: Mark Shapiro
Post-judgment, there's two basic types of attorney fees. The first kind is if judgments include separately specific lawyer-related fees in them; and the second type is when post judgment lawyer-related expenses are permitted as a court-approved expense, w(read entire article)
View : 78 Times
Category : Legal
By: Mark Shapiro
Many folks have heard about Melatonin; yet few know the full benefits and how to use Melatonin correctly. For the majority of people, the proper time to take Melatonin is about three to four hours before bedtime. For the majority of people, using it right(read entire article)
View : 63 Times
Category : Health & Medical
By: Mark Shapiro
I'm a judgment referral expert that writes a lot. For the majority of people, living in mobile housing doesn't seem like a good idea. Because some places usually have natural disasters, a slogan often overheard is "The Lord hates mobile housing". In about(read entire article)
View : 70 Times
Category : Family
By: Mark Shapiro
After you have had the expense and hassle of finding your debtor's assets and location, you could use that knowledge, to enforce other judgment debts that your debtor owes to other people.(read entire article)
View : 81 Times
Category : Business
By: Mark Shapiro
Using an email signature's a feature everyone might want to consider using in their email configurations, especially if their e-mail name is not associated with their actual name. Email signatures help e-mails be more professional and credible, and signat(read entire article)
View : 73 Times
Category : Computers
By: Mark Shapiro
If you suddenly "fire" a contingency lawyer, you might have to pay them a bunch of money due to Quantum Merit (sometimes spelled Meruit) contract clauses. Quantum Merit clauses are inside the retainer contracts of most contingency collection lawyers, wher(read entire article)
View : 78 Times
Category : Legal
By: Mark Shapiro
If you are not an attorney, you can't represent anyone else. If you are a sole proprietor using a DBA, when at court, or when signing court documents for your judgments, you must sign them by using your real name. A DBA is not a separate entity from you.(read entire article)
View : 88 Times
Category : Business
By: Mark Shapiro
I've tested the four most common basic and cheap kinds of sinus rinse utensils, discussed here in my article. Although I have never tried the spray can type of sinus irrigation products, I'm certain they all perform very well; however for frequent rinsing(read entire article)
View : 65 Times
Category : Health & Medical
By: Mark Shapiro
What if you've got an elderly (e.g., seventy-five-year old) judgment debtor? Such a circumstance is usually a challenge, because the majority of of the benefits and income (for example, social security), and also certain available assets of elder judgment(read entire article)
View : 72 Times
Category : Legal
By: Mark Shapiro
Wouldn't it be wonderful, if you could simply bypass the Sheriff, and levy a debtor's wages or bank account yourself? You could simply ask that the payments go directly to you. There is no real harm in asking, however asking will be as effective and appro(read entire article)
View : 93 Times
Category : Legal
By: Mark Shapiro
Do you know that every word of any email or conversation, is already getting stored? It begins somewhere, and it goes to your screen. As middleman, are government entities and/or companies which save everything sent in emails, forums, blogs, private messa(read entire article)
View : 78 Times
Category : Other
By: Mark Shapiro
It's really helpful to keep everything organized first, before you try to collect a judgment. Using basic storage and filing techniques may help make it more convenient to recover judgments.(read entire article)
View : 66 Times
Category : Legal
By: Mark Shapiro
Everything in judgment enforcement depends on outsourcing. Anyone owning or buying judgments has to try to sell, settle, or recover the judgment, to recover any cash for the judgment. Everyone recovering a judgment, including "Do-it-yourself" judgment own(read entire article)
View : 83 Times
Category : Legal
By: Mark Shapiro
There are advantages to hiring collection lawyers to recover judgments, including they are accepted in every court, know what they are doing, and tend to intimidate debtors to make payments. An ideal collection company to outsource debts and judgments to,(read entire article)
View : 85 Times
Category : Legal
By: Mark Shapiro
What if you are a judgment enforcer, and the original judgment creditor is a dissolved general partnership? Can you recover their judgment when you find one of the previous general partners?(read entire article)
View : 92 Times
Category : Legal
By: Mark Shapiro
If one tried to levy the pastor's wages by serving the church corporation, they might likely answer that the pastor is a volunteer, not a paid employee. This now becomes a tough judgment, because only the pastor is named as a debtor, not the church itself(read entire article)
View : 83 Times
Category : Legal
By: Mark Shapiro
A phantom discharge occurs when personal and real estate-based community property becomes immune to judgment recovery against a judgment debtor spouse, because the non-debtor bankrupt spouse owns a one hundred percent and indivisible interest in the commu(read entire article)
View : 84 Times
Category : Legal
By: Mark Shapiro
I'm surprise by how many people don't use their phones efficiently, especially when leaving a voicemail message. These are my tips for using telephones to make business calls, and leaving voice mail messages. The first is Unlike with in person meetings, y(read entire article)
View : 78 Times
Category : Other
By: Mark Shapiro
The most common pleading paper rules specify the use of spacings, fonts, styles, colors, line numbering, and margins. Other court rules cover more substantial issues such as designating records, citing methodologies, transcripts, etc.(read entire article)
View : 88 Times
Category : Legal
By: Mark Shapiro
A bad part about scams, is most often no one can help you. Also, getting any cash back, even through courts, is almost impossible. Most scammers do not use actual names, and the majority of of their addresses are fake or PO boxes. Even if you find the rig(read entire article)
View : 59 Times
Category : Other
By: Mark Shapiro
Discovery is a formal court procedure where one requests pertinent information or documents from the judgment debtor, and/or 3rd parties who have info about/on the judgment debtor's assets, in an attempt to "discover" pertinent facts concerning the assets(read entire article)
View : 85 Times
Category : Legal
By: Mark Shapiro
If a plaintiff sues a defendant that has real estate, and no lien was filed, they are an unsecured creditor. After getting their judgment, a lien they record later will have less priority than any previous liens recorded against the debtor's property. How(read entire article)
View : 80 Times
Category : Legal
By: Mark Shapiro
When judgment enforcers pay research companies to locate the debtor's bank accounts, they should be sure that that company requires permissible purpose from them (and that the judgment enforcer is enforcing judgments they own), and that the company assure(read entire article)
View : 95 Times
Category : Legal
By: Mark Shapiro
If you secretly copy a face to face conversation, and share the recording with someone else, you are most likely subject to certain serious legal risks. When you use such recorded conversations just for your own use, and do not ever share the recordings, (read entire article)
View : 93 Times
Category : Legal
By: Mark Shapiro
A storage locker garnishment only makes sense if there is something of value in the storage locker. Complications and financial risks could come up, including your debtor filing for bankruptcy protection. And, certain property in the debtor's locker may b(read entire article)
View : 65 Times
Category : Legal
By: Mark Shapiro
As most small claim matters are relatively easy to decide, and because the amounts in dispute are smaller; in some states, small claim courts can appoint Pro Tem judges, to save the court money. Pro Tem (the complete name is Pro Tempore) judges/commission(read entire article)
View : 66 Times
Category : Legal
By: Mark Shapiro
What if the debtor stays in real estate that is owned by a trust? A trust may contain some other trust, or own some other LLCs or corporate entities. It can become so well structured that assets put into that trust are judgment proof and unreachable.(read entire article)
View : 73 Times
Category : Legal
By: Mark Shapiro
Abstracts of judgment become public notices available to anyone for inspection. They are usually picked up as public records by credit reporting agencies and title companies, who employ people and systems, to include them on an individual's credit and tit(read entire article)
View : 82 Times
Category : Legal
By: Mark Shapiro
A public database can help one to determine where to pull records at a county recorder. What may show the actual situation, is any signatures on record for their houses. If their names are the same, and the signatures look to be identical, it means that p(read entire article)
View : 66 Times
Category : Legal
By: Mark Shapiro
There are several reasons to buy judgments with a single one-time cash up-front sale. Cash upfront judgment sales have some advantages, including not having to split any potential collections made, or needing to talk with original judgment owners. You als(read entire article)
View : 80 Times
Category : Business
By: Mark Shapiro
Enforcing judgments is usually tough, and the odds of collection are often a long shot. Could you shame a judgment debtor to make they pay you by placing a copy of your judgment onto some web site? May one copy a debtor's name for the name of a new websit(read entire article)
View : 82 Times
Category : Legal
By: Mark Shapiro
When you purchase, recover, or outsource your judgments, or are going to refer or sell judgment leads; you must discover the way to properly handle and screen leads for judgments, particularly raw judgment leads. Judgment leads may be dirt or gold dependi(read entire article)
View : 73 Times
Category : Internet Marketing
By: Mark Shapiro
One example of a quantum merit case would be when you mow a person's lawn for a month, and the home occupant benefits, knows about, and accepts that it got mowed, so they are expected to understand that it was not being mowed for free.(read entire article)
View : 106 Times
Category : Legal
By: Mark Shapiro
Varolo is the future of advertising. They are the best MLM on earth as the product is attention spans. You do not need credit card, there is no product to store or ship, no obligation, no quotas, and they help advertisers and their commercial-viewing memb(read entire article)
View : 71 Times
Category : Internet Marketing
By: Mark Shapiro
A Lis Pendens is a powerful legal tool which may be filed if there's a pending court matter related to real property ownership, or possible claims over the ownership. As an example, in a divorce, if there is already a dispute over who owns some real estat(read entire article)
View : 79 Times
Category : Legal
By: Mark Shapiro
Unlike the average judgment debtor, most realtors and brokers aggressively pursue putting their names and businesses "out there" for marketing purposes. You can probably find them or their own web sites or local MLS sites, and find out which listings they(read entire article)
View : 68 Times
Category : Business
By: Mark Shapiro
There isn't any need to be local if lien recordings, because lien recordings may be accomplished through the mail. However, attachment judgment collection tactics will probably require at least an occasional appearance. Examples include wage garnishments,(read entire article)
View : 75 Times
Category : Legal
By: Mark Shapiro
Bathroom ceiling fans are important to most people. Most often, people do not think about fans very often. We flick the switch on to use fans, then flick the wall switch off when we are finished. However, It'll most likely be a burned out or burning out m(read entire article)
View : 70 Times
Category : Family
By: Mark Shapiro
In the crummy economic mess, some enforcers are flaking. What can you do if your judgment recovery specialist disappears, flakes, or has done nothing with your judgment and will not discuss the topic of returning it to you? The answer may be to try to "re(read entire article)
View : 61 Times
Category : Legal
By: Mark Shapiro
Every year, I called the S.J. company license dept. and asked why I never got their original notice, just the late letter. They always stated they really did mail me a first notice several months ago; however after three years in a row, now I think it may(read entire article)
View : 108 Times
Category : Politics
By: Mark Shapiro
When you are new in a judgment business, you might accept all judgments sent to you. A common belief held by some new to the judgment business, is that even if they do not now know how to, or have the resources, enforce a judgment, they take the judgment (read entire article)
View : 72 Times
Category : Business
By: Mark Shapiro
There are times a debtor will not pay off a judgment they owe you, yet they own property. Could you just pay a Sheriff sell their property to satisfy your judgment? That is one of those things which appears easier, cheaper, and more logical in concept, th(read entire article)
View : 75 Times
Category : Legal
By: Mark Shapiro
if a judgment debtor lives in some private community which uses a wireless passkey automatic locking gate, or lives within a very expensive home in a locked community with a guard station open 24 hours What can you do when you need to get the judgment deb(read entire article)
View : 68 Times
Category : Legal
By: Mark Shapiro
In criminal courts, police enforce the law, and defendants get a constitutional right to be represented by an attorney. The Supreme court ruled that juvenile criminal cases will be considered as civil lawsuits. There are seven differences between civil an(read entire article)
View : 80 Times
Category : Legal
By: Mark Shapiro
Some folks seem to spend more money on their pets than they spend on their children. Laws usually do not give animals or pets the same rights as people get, although some cities give pets unbelievable protections. Although it is not legal or possible to h(read entire article)
View : 83 Times
Category : Legal
By: Mark Shapiro
When the debtor will not repay you, some good news is the civil Sheriff can try to garnish to sell their available assets to try to repay the judgment. The bad news is one need to pay all costs, even when the garnishment does not work for whatever reason.(read entire article)
View : 64 Times
Category : Legal
By: Mark Shapiro
Many receive emails having disclaimers or warnings that begin like this. If you see this kind of notice at the end of an email, what should one do? I think in most situations, one may confidently disregard such disclaimers and warnings, and just rely on c(read entire article)
View : 68 Times
Category : Legal
By: Mark Shapiro
What if your debtor is a small business? The cheapest option is a till tap, where the sheriff or their agent arrives at the judgment debtor's business, and intercepts any cash destined for the cash register.(read entire article)
View : 73 Times
Category : Legal
By: Mark Shapiro
Insurance almost never covers you if you intentionally avoid your responsibilities. If you become disabled or die, this becomes a behavior and preparation issue, not an insurance issue. Your executors should understand they should assign your judgments ba(read entire article)
View : 76 Times
Category : Legal
By: Mark Shapiro
Partially recovered judgments are more common than fully satisfied judgments. Most judgments are never recovered, and of those which are, most are just recovered in part. When a judgment creditor is repaid something for their judgment, it is a big win.(read entire article)
View : 86 Times
Category : Business
By: Mark Shapiro
LDPs do not, and cannot give legal advice. Most will not even give you their direct opinion, because that might be too close to being considered an Unauthorized Practice Of Law. (See Business & Professions Code Section 6400 A.) LDPs usually do not select (read entire article)
View : 88 Times
Category : Legal
By: Mark Shapiro
At my work, I receive a lot of calls and emails with questions about judgment-related contacts and paperwork. Each judgment buyer, judgment enforcer, collection company, or collection lawyer needs to use paperwork in their business. While judgments might (read entire article)
View : 69 Times
Category : Legal
By: Mark Shapiro
The first time somebody reads or hears about flushing out their nose (most of the sinus area in your face), they usually think something like "Oh yuck". However, after you learn more about nasal flushing, you might decide it is for you; either several tim(read entire article)
View : 51 Times
Category : Health & Medical
By: Mark Shapiro
Although lines have never been as long at many California (and other State) civil courts, I don't advise mailing documents to most courthouses. Why should fully paid-for civil court clerk "seats" remain empty while lines at the clerk windows continue to g(read entire article)
View : 64 Times
Category : Legal
By: Mark Shapiro
Subpoenaed document production requests are often for lots of accounting-type documents. (In 2013, paper still is in use for lots of financial records.) After a party is served with the subpoena, consider your situation when they tells you to show up at t(read entire article)
View : 64 Times
Category : Legal
By: Mark Shapiro
In your purchase contract agreements, should you split the interest that you might recover, or do you keep it all? The answer is, it is up to you, and what your original judgment creditor is willing to agree to. It can depend on the situation. Most judgme(read entire article)
View : 61 Times
Category : Business
By: Mark Shapiro
Currently, there is an all-too-often seen statistic you find on the web, that comes out of the past (about 16-25 years back); which says "80% of judgments are not ever collected". Because of the nationwide elimination of available assets, income, and jobs(read entire article)
View : 65 Times
Category : Legal
By: Mark Shapiro
If fraud is involved, simple asset protection plans only become effective after any statute of limitation time limits are reached. This doesn't succeed if you transfer your assets just as you get sued, while the lawsuit is progressing, or shortly after yo(read entire article)
View : 86 Times
Category : Legal
By: Mark Shapiro
Usually, dumpster dives are used with cunning judgment debtors who are wealthy, but seem to own nothing. Even with typical judgment debtors, when a recovery specialist has the nose for the job, diving in dumpsters can be a very cost efficient and effectiv(read entire article)
View : 77 Times
Category : Legal
By: Mark Shapiro
Some judgment debtors have some assets, but some place their assets in brokerage accounts. Most of the time, bonds, stocks, commodities, and similar assets; cannot be reached with a common garnishment.(read entire article)
View : 82 Times
Category : Legal
By: Mark Shapiro
As our economy has generally declined, I've noticed an increased number of strangers have asked me to endorse them, most often at LinkedIn. Each week, I get about ten LinkedIn requests for endorsement from strangers. As much as I would like to help people(read entire article)
View : 73 Times
Category : Other
By: Mark Shapiro
A general rule as you calculate court deadlines, is to count in reverse starting with the date you want folks to show up and bring (produce) documents, or answer questions. Of course, you need to take into account weekends, holidays, and any dates your co(read entire article)
View : 72 Times
Category : Legal
By: Mark Shapiro
Consider the case when your judgment debtor is a small corporation (that still has assets and/or makes a profit) that seems to at least partially own, or is related to other "insider" small company; that appear to be helping your debtor hide assets and in(read entire article)
View : 60 Times
Category : Legal
By: Mark Shapiro
The renter's paid security deposit, is not their sole property, until the landlord refunds it (if any is left) to them. The landlord might own some or all of the deposit, when the lease or rental ends, for damages, unpaid rent, etc.(read entire article)
View : 72 Times
Category : Legal
By: Mark Shapiro
This article is my opinion on handling EWO problems that may occur when attempting to have a judgment debtor's wages garnished. What happens if you have an EWO served on a judgment debtor's employer, and wait the time period specified on the form (in Cali(read entire article)
View : 72 Times
Category : Legal
By: Mark Shapiro
The judgment enforcer drove up next to the garbage cans and parked. The goal was to leave their engine idling, and the recovery specialist couldquickly snag their trash bags in the debtor's garbage cans. The reality was, although there were a few securel(read entire article)
View : 56 Times
Category : Business
By: Mark Shapiro
What if a 72-year old judgment debtor owns their house outright, however there's a state tax lien recorded on their property? For example, their home having land is worth $300K, the judgment is for $30K, and the pre-existing tax lien is $40K.(read entire article)
View : 70 Times
Category : Legal
By: Mark Shapiro
Everyone in the judgment business has received many telephone calls which appear to be wasting their time. Often, after listening and gently explaining reality to a judgment creditor, the judgment expert will probably think a sale has been made. However, (read entire article)
View : 65 Times
Category : Business
By: Mark Shapiro
Bailment means to loan something to someone without transferring ownership. In the context of civil court judgments, bailment means to enforce a judgment without either being a lawyer, or having complete ownership of all rights, title, and interest in the(read entire article)
View : 84 Times
Category : Legal
By: Mark Shapiro
You sued the person that wronged you so they would then be a debtor, and then would have to repay you. Usually, they don't ever pay the judgment. When they pay, it is most often because you found a collection specialist, and needed to give up a big portio(read entire article)
View : 169 Times
Category : Legal
By: Mark Shapiro
This article is my opinion on how automated forum moderation systems and software are not always a good idea. Lately, automatic forum moderation programs, usually available as an extension for forum hosting systems for software, has become more common. It(read entire article)
View : 67 Times
Category : Other
By: Mark Shapiro
The start of a third-party levy is figuring out who pays your debtor, or possesses assets belonging to the judgment debtor. The next step is to figure out the right plan to try to levy those assets.(read entire article)
View : 68 Times
Category : Legal
By: Mark Shapiro
LLCs are popular mostly because LLCs are simpler to operate, and more flexible than type C or S corporations. Some think LLCs save taxes, however usually, they don't.(read entire article)
View : 65 Times
Category : Business
By: Mark Shapiro
Certain courts, as an example in Los Angeles, CA, have been charging large fees (E.g., $4.75 for each name search, and even more to see any documents), as per Government Code Section 68150(h) and their own California Rule of Court 2.506.Most folks agree t(read entire article)
View : 75 Times
Category : Legal
By: Mark Shapiro
EagleData is a simple and free, yet really versatile database which Mr. Bernd Frohlich (who lives in Germany) wrote many years ago for the Atari ST computer. Mr. Frohlich then ported his database to the Mac. Bernd's hobby is writing applications, and Eagl(read entire article)
View : 68 Times
Category : Computers
By: Mark Shapiro
What factors should you consider, when choosing the right collection agency? The six factors to consider when picking a collection agency are their costs, contract, location, ownership policy, effectiveness, and customer service.(read entire article)
View : 74 Times
Category : Business
By: Mark Shapiro
The first task in proving fraud at court is discovery. There is more than one paths available for creditors with bankrupt debtors. If debtors apply for bankruptcy, their financial privacy goes out the window.(read entire article)
View : 62 Times
Category : Legal
By: Mark Shapiro
Courts vary a lot by type and location. The 4 basic types are state, federal, civil, and criminal. Criminal and civil cases can be decided/heard in either federal or state courts.(read entire article)
View : 80 Times
Category : Legal
By: Mark Shapiro
This article highlights expenses, including lesser-known expenses, which judgment owners might have to pay when trying to get their judgments collected, with six different situations.(read entire article)
View : 73 Times
Category : Legal
By: Mark Shapiro
Each civil judgment is really a unique circumstance, any you cannot always predict what can happen. Sometimes a proposed judgment is settled in court and never become final. In these kind of situations, even though that creditor had to settle, they did fa(read entire article)
View : 68 Times
Category : Legal
By: Mark Shapiro
After a person passes away, their right to privacy fade fast, because of the Freedom of Information Act (FOIA). By making dead people's social security numbers available, much fraud is prevented. To get a copy of a dead person's social security info, you (read entire article)
View : 84 Times
Category : Legal
By: Mark Shapiro
Trusts are documents that (at least temporarily) separates the ownership of assets from people. Instead of a person owning assets, the trust owns them.(read entire article)
View : 68 Times
Category : Legal
By: Mark Shapiro
The 40-hour working week is becoming less popular. A lot of people are currently working far more hours (exempt) or far fewer hours (part-time). Whole categories of work are going away, and there's nothing which will alter that, because that is what techn(read entire article)
View : 76 Times
Category : Other
By: Mark Shapiro
The bandwidth and power of portable devices have risen to a surprising level. More and more tablets and smart phones are being used as a computer. My guess is the folks that use smart portable devices instead a personal computer has the money to pay for t(read entire article)
View : 76 Times
Category : Computers
By: Mark Shapiro
When the majority of folks first get their judgment, they begin wanting to collect each dollar legally owed to them. In reality, most money judgments are never recovered. Judgments which do get recovered, most often do not get collected all the way. Gener(read entire article)
View : 59 Times
Category : Legal
By: Mark Shapiro
One tool to recover judgments is requesting a Sheriff to garnish a debtor's vehicle, which might be a car, truck, motorcycle, etc. Garnishing a debtor's vehicle can be risky and difficult for several reasons.(read entire article)
View : 68 Times
Category : Legal
By: Mark Shapiro
Although most judgment enforcers do the right thing, and return judgments they have no plan for recovering, not all do. In this economic situation, the problem of flaking judgment recovery specialists is getting really serious. I know about many instances(read entire article)
View : 69 Times
Category : Legal
By: Mark Shapiro
The common denominator for every judgment, is someone or an item was damaged, harmed, ripped off, defrauded, robbed, a law was violated, or even someone became sufficiently annoyed. When a judgment lists someone or something liable as a debtor for some am(read entire article)
View : 76 Times
Category : Legal
By: Mark Shapiro
Like most people, I used Google to search several ways for "Auto Cash Bot", looking for reviews and scam warnings. I was surprised to see only glowing reviews. Page after page, and not a single complaint. I figured either the product was excellent, or the(read entire article)
View : 73 Times
Category : Internet Marketing
By: Mark Shapiro
The person or entity owing the money is the debtor, the one owed the money is the judgment creditor. The laws related to judgment collection vary in each state. Judgments usually earn interest, most often 2 to 12% per year, and last for a limited number o(read entire article)
View : 65 Times
Category : Legal
By: Mark Shapiro
Unlike typical debts, judgments may be enforced with garnishments, can be used to lien your current or future property, and judgments can be renewed. Judgments appear on your credit report long after you satisfy them. However, a satisfied judgment looks a(read entire article)
View : 81 Times
Category : Business
By: Mark Shapiro
A few reasons for waiting prior to collecting, include fixing the names on a judgment, cleaning up questionable proof of service on a default judgment, and waiting for any appeal periods to expire.(read entire article)
View : 77 Times
Category : Legal
By: Mark Shapiro
Usually, when you have a judgment, the judgment debtor will not repay you voluntarily. Most judgment owners don't want to read or think a lot about a judgment. Many judgment owners just want an instant quote from someone who will purchase a judgment immed(read entire article)
View : 67 Times
Category : Business
By: Mark Shapiro
When one contacts a judgment buyer, broker, collector, enforcer, collection lawyer, or a collection agency; they will not do anything significant until they get a copy of the judgment.(read entire article)
View : 68 Times
Category : Legal
By: Mark Shapiro
The obvious motive to have a toll-free phone number is to save callers money. One advertised benefit is the (asserted) "enhanced credibility" that a toll free phone number offers. I think this is not true anymore, because almost everyone knows that it is (read entire article)
View : 76 Times
Category : Business
By: Mark Shapiro
Judgments aren't cash, and when you get your judgment nearly anything may occur. What possibly happens, goes between wasting a lot of cash attempting to collect it and getting nothing back; and full payment including all interest and costs owed. Most of t(read entire article)
View : 67 Times
Category : Legal
By: Mark Shapiro
If you buy something from EBay, at a small store, or any service from companies or web sites that do not take any of your money upfront; the corporate entity or lack of a company, doesn't actually matter. In these situations, there is no more risk in deal(read entire article)
View : 78 Times
Category : Business
By: Mark Shapiro
A UCC lien may be obtained without any proof of wrongdoing or of a debt. One can just fill out the paperwork and write "Joe owes me five million dollars" based on any case number one copies or thinks up.(read entire article)
View : 60 Times
Category : Legal
By: Mark Shapiro
If you simply refer all incoming judgment leads, and owned no judgments, you can operate in every State. You could help judgment owners worldwide, without having to learn a lot about judgment recovery laws. For this to work, these 5 following conditions n(read entire article)
View : 74 Times
Category : Internet Marketing
By: Mark Shapiro
The majority of attorneys are professionals at winning the lawsuits that create judgments, and the majority of them don't collect judgments. For the majority of attorneys, winning court cases is usually a lot more exciting than enforcing judgments. When t(read entire article)
View : 79 Times
Category : Legal
By: Mark Shapiro
Requests for the Production of Documents and Things (PDT) sometimes is a really useful post-judgment discovery procedure. This kind of procedure is sometimes called a Subpoena Duces Tecum (SDT). In this article, the abbreviation PDT-SDT is used for this k(read entire article)
View : 76 Times
Category : Legal
By: Mark Shapiro
Adobe's Premiere Elements and Apple's Final Cut Pro both offer a free thirty-day trial period. However, my needs were very simple, and I found them both way too complex. All I wanted to do, was to remove particular portions of existing videos. I found tha(read entire article)
View : 67 Times
Category : Computers
By: Mark Shapiro
Most people aren't attorneys and do not work at law companies. Many judgments are too small to be cost effective to retain an attorney to recover them. Enforcing judgments can require fairly complex legal paperwork and procedures, and if people want to le(read entire article)
View : 71 Times
Category : Legal
By: Mark Shapiro
This article covers the reason that vacating judgments to get them paid, isn't a good idea. The goofy tactic suggested on a judgment-related blog is in a nutshell, that vacating a judgment is an incentive for your judgment debtor to pay you. "You suggest (read entire article)
View : 54 Times
Category : Legal
By: Mark Shapiro
Most new judgment owners or enforcers are way too impressed by most large-dollar face value judgments. The size of a judgment has nothing to do with the chances for its recovery. The debtor's financial condition is 95% of all judgment recoveries. An excep(read entire article)
View : 72 Times
Category : Legal
By: Mark Shapiro
I work with the best judgment buyers around the country, so I know first hand, that the amount of judgments means nothing. I've seen a ten million judgment sold for $600.00, and then a ten thousand judgment sell for $2,800. This is because cash up-front p(read entire article)
View : 72 Times
Category : Legal
By: Mark Shapiro
A reason there are very few unsatisfied judgments having rich judgment debtors is that wealthy debtors sometimes settle with their creditors long before civil judgments are rendered. One more reason is because when debtors are wealthy, often judgment cred(read entire article)
View : 82 Times
Category : Legal
By: Mark Shapiro
How can you make your web site mobile ready? We saw an assortment of generic recommendations on how to make your web site mobile-friendly; for example, to avoid Flash, simplify, and to use CSS and CMS. However, what do Cascading Style Sheets and Content M(read entire article)
View : 64 Times
Category : Computers
By: Mark Shapiro
Professional SEO solutions or companies are expensive, costing money and/or time. The problem with most of the "cheap" SEO optimizing companies is they offer you false promises. Search engine companies often penalize or ignore site owners with lots of out(read entire article)
View : 69 Times
Category : Internet Marketing
By: Mark Shapiro
Everybody who first tries to sell a judgment for cash upfront, thinks about things such as the listed value of their judgment, the interest earned, how long the judgment lasts, etc. In the beginning, Most people do not think about the most important thing(read entire article)
View : 59 Times
Category : Business
By: Mark Shapiro
Nearly each day, people email me their stand alone UCC liens, and ask whether I could find someone to purchase their lien. (It is hard enough to try to sell the majority of judgments.) In my experience, nobody ever sells or buys UCC liens.(read entire article)
View : 73 Times
Category : Legal
By: Mark Shapiro
How much will you pay for my judgment? That question makes judgment recovery specialists and judgment buyers roll their eyes. This is because this kind of question tells the expert that individual hasn't any concept of what a judgment is; and also, the ex(read entire article)
View : 78 Times
Category : Business
By: Mark Shapiro
If you do nothing with your judgment, or don't try to recover your judgment, or are unwilling to let someone else attempt to enforce it, in exchange for a big portion of what might be collected. Judgments do not recover themselves. Most often, somebody ha(read entire article)
View : 76 Times
Category : Legal
By: Mark Shapiro
Many times, it takes many years (sometimes never) to recover a judgment or debt. What should one do when you are a contingency attorney, judgment enforcer, or a collection agency, and you collect some funds, and then can't locate the Original Judgment or (read entire article)
View : 77 Times
Category : Legal
By: Mark Shapiro
If you're an attorney or a paralegal, you probably know really well how to make a word processing program type and print a ¶ or a § symbol. For us mortals, the average word processor does not usually make it obvious how to crate legal characters(read entire article)
View : 77 Times
Category : Legal
By: Mark Shapiro
Even for valuable leads, there isn't an active market for them, except with a judgment broker. About half of valuable judgment leads become valueless as the creditors are not willing to share with someone that recovers their judgment. My company has heard(read entire article)
View : 64 Times
Category : Business
By: Mark Shapiro
More often than once in a blue moon, a company will charge you above what was agreed to. As an example, people sometimes get medical lab testings performed, sometimes at some doctor's office area. Such testings are usually done by some technician who work(read entire article)
View : 66 Times
Category : Other
By: Mark Shapiro
Most beginning enforcers stop after the first exam. Experienced enforcers request the judge to continue the judgment debtor examination hearing to a future date, to (e.g.) permit the judgment debtor to find the documents you had requested.(read entire article)
View : 64 Times
Category : Legal
By: Mark Shapiro
When your lien is recorded properly, you may some day get a letter or a call. Often the debtor or someone working with them on a sale or a loan, might contact you. Sometimes their side may offer to pay what is owed, other times they will ask or tell you, (read entire article)
View : 62 Times
Category : Business
By: Mark Shapiro
Elisors are court-appointed persons who replaces their signature for another person on documents, if that person should not, cannot, or won't sign them.(read entire article)
View : 71 Times
Category : Legal
By: Mark Shapiro
I believe that SSNs do not cost anything. Why would someone wish to share their social security number? Potential reasons are to try to evade creditors, and to attempt to stay "off the grid". I assert that many people that share SSNs get paid, and use cas(read entire article)
View : 60 Times
Category : Other
By: Mark Shapiro
After you have signed and then mail back some judgment recovery specialist's purchase contract and a (notarized) assignment of the judgment, both of those documents could be used to determine the ownership of the judgment. Even if your judgment assignment(read entire article)
View : 75 Times
Category : Legal
By: Mark Shapiro
There are many laws that restrict disclosing information about a debtor's debt to 3rd parties. What happens if you have a debtor whose name is the same as their father's name? When you mail them a letter or anything else, how will you know the right perso(read entire article)
View : 62 Times
Category : Business
By: Mark Shapiro
The main reason for the creditor to settle a judgment is when they believe that they are not likely to recover most, or the entire amount due. The reasons to be persuaded of this become clear, after they conduct an adequate job of researching the judgment(read entire article)
View : 79 Times
Category : Legal
By: Mark Shapiro
When people, or a person owes you judgment money, the death of a debtor(s) doesn't always mean the death of your judgment. If you sued a company that later passed away, your judgment is more likely to really be gone. If a corporation folds, it all depends(read entire article)
View : 62 Times
Category : Legal
By: Mark Shapiro
To avoid alerting your debtor to an upcoming bank garnishment, one shouldn't add any costs on a MC-12 Judicial Council form. That's because when any costs get added, the judgment debtor needs to get served their copy of your MC-12 form by first class mail(read entire article)
View : 64 Times
Category : Legal
By: Mark Shapiro
There's 3 parts in estimating the cash up-front judgment value, or your odds for a successful future contingency collection payment. The three important parts are the actual judgment, locating the debtor, and how much your debtor earns and owns.(read entire article)
View : 78 Times
Category : Business
By: Mark Shapiro
What if you retained an attorney to win the judgment and/or collect the judgment? Post judgment, what if you felt they made little or no progress to recover your judgment, and now you want the judgment back? There may be a few options.(read entire article)
View : 55 Times
Category : Legal
By: Mark Shapiro
When you win a judgment and you cannot, or do not want to recover the judgment yourself, or pay a lawyer to try to enforce it; you may want to try to sell it. Your judgment isn't in the same class as a gold bar or a car or a house, and judgments cannot be(read entire article)
View : 70 Times
Category : Business
By: Mark Shapiro
What are the factors that can help predict the chance for a judgment to be recovered? The Answers determine both the possible cash up-front value of common judgments or any chance of getting enforced. These are seven top predictors for determining a civil(read entire article)
View : 48 Times
Category : Business
By: Mark Shapiro
When you own a judgment or a debt, you may attempt to collect it yourself, however most people get assistance from professionals. This article discusses the pros and cons of retaining collection agencies and judgment enforcers.(read entire article)
View : 81 Times
Category : Business
By: Mark Shapiro
The good news is the Sheriff often permits you to deposit half the required amount (e.g., $500) to start. Some bad news is that is only the beginning of an upward whirlpool of costs that could sometimes make one wish you did not levy a judgment debtor's v(read entire article)
View : 75 Times
Category : Legal
By: Mark Shapiro
In most states, judgments may be sold to, and recovered by, anyone who says they are a judgment buyer or a judgment enforcer. In some jurisdictions, only an attorney or a collection agency can enforce a judgment for another person. When someone wants to b(read entire article)
View : 63 Times
Category : Legal
By: Mark Shapiro
When there are several judgment debtors, which judgment debtor should you try to recover from first? If there's more than one judgment debtor listed on a judgment, it usually raises the odds that something can be collected for the judgment.(read entire article)
View : 71 Times
Category : Legal
By: Mark Shapiro
If you ask somebody to give you a quote on purchasing a judgment, it is a waste of time when you do not supply the info about your judgment debtor. A judgment with no known judgment debtor with assets, is worth much less than a motor vehicle lacking an en(read entire article)
View : 72 Times
Category : Business
By: Mark Shapiro
You gave the judgment recovery specialist very helpful information like where the debtor worked, or the judgment debtor's banking information. However, the "recovery expert" still has not collected any money for you. How could they not get any measurable (read entire article)
View : 68 Times
Category : Legal
By: Mark Shapiro
When a MC-12, or an equivalent motion, affidavit, or form is used, it means to record and document certain judgment enforcement costs with the court, which adds specific costs to a debtor's debt.(read entire article)
View : 64 Times
Category : Legal
By: Mark Shapiro
Recovering your money from your judgment is often a costly, time intensive, and/or a really disappointing undertaking. Most folks start their judgment recovery adventure by trying to collect their own judgments; and usually later discover how complex and (read entire article)
View : 66 Times
Category : Business
By: Mark Shapiro
The more assets your debtors have, the less likely it is that you would have sued the debtor. Also, the more likely it is that they would have already paid you. Lastly, more judgment debtor assets increase the chances that you would be able to sell the ju(read entire article)
View : 76 Times
Category : Business
By: Mark Shapiro
Judgments are not guaranteed, judgments are just chances for getting some money in the future. When our economy was good, a judgment was sometimes a way to get money. Now, they are just a chance of being paid some cash.(read entire article)
View : 60 Times
Category : Legal
By: Mark Shapiro
When getting into the judgment enforcement business, most people do not think about returning a judgment. Returning judgments is as important of a subject as any other topic in judgment enforcement.(read entire article)
View : 57 Times
Category : Legal
By: Mark Shapiro
In the olden days, before 2004 or so, you could do quite well simply recording liens on the judgment debtor's property. When houses were getting refinanced or sold every year and prices were rising, judgment liens were paid off. Now, a judgment lien is mo(read entire article)
View : 70 Times
Category : Business
By: Mark Shapiro
Hot potato judgments are difficult judgments that no judgment enforcer, collection agency, or contingency attorney wants to take or keep. Such judgments are hot potatoes as they're passed around quickly, and no one wants to hold onto them for very long.(read entire article)
View : 73 Times
Category : Legal
By: Mark Shapiro
Most work-at-home jobs are scams in one way or another. Most work-at-home opportunities are online now, so most scams exist as web sites. If any work-at-home company requires too much of your time, without any chance of, or proof of, actually paying you -(read entire article)
View : 62 Times
Category : Internet Marketing
By: Mark Shapiro
For most people that will not easily find the right contingency attorney; due to either the size of the judgment, or the circumstances of their debtor; will choose to assign the judgment to a judgment enforcer.(read entire article)
View : 58 Times
Category : Legal
By: Mark Shapiro
Recently a friend introduced me to a "new" and "hot" way to make money using the internet, by working as a MLM (Multi-Level-Marketing) salesperson for WS (.WS) domain names. She explained to me it may be the next wave and make certain folks rich. What do(read entire article)
View : 56 Times
Category : Internet Marketing
By: Mark Shapiro
Like many other work, judgment enforcement is one percent inspiration and 99% perspiration. As long as your debtor has some assets available, you could be included in the 10% that enforces something on a judgment, instead of the ninety-nine percent of jud(read entire article)
View : 67 Times
Category : Legal
By: Mark Shapiro
What if a debtor is a fictitiously named DBA (Doing Business As) business, and they are sued to create a judgment that does not specifically list any legal entity designation? In that case, you can't change the debtor information on the writ without a mot(read entire article)
View : 59 Times
Category : Legal
By: Mark Shapiro
Nothing or empty space, the vacuum, that zero time, and void areas; are not totally nothing at all. Like that Beatles song sang: "the void is shining". The amazing zero time has energy and awesome potential, and is often the circumstance under which most (read entire article)
View : 56 Times
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